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Serving Rural Kansas Since 2003
You can have affordable health insurance coverage in rural areas, whether you are a farmer, rancher, self-employed or a small business owner. Patrick Hough at Westgate Insurance Group has served rural Kansans since 2003. He enjoys meeting with people and trying to find solutions to problems people encounter when shopping for health insurance.
- Are you getting ready to come off a group insurance and need to buy an individual policy?
- Have you left a job and the COBRA is too expensive?
- Are you approaching 65, eligible for medicare, and find the entire process to be too confusing?
- Are you uninsured and need help trying to find a plan through the ACA (Obamacare)?
- Have you looked at an ACA plan and found that you don’t qualify for a subsidy?
- Are you frustrated at how high your deductible is and wish you had help paying for the small stuff?
Patrick has access to a variety of health insurance products and plans, and will clearly explain the options within your budget. He will try to tailor a solution that fits your pocket book and your needs. Health insurance is no longer one size fits all. Each individuals situation is different.
OUR PRODUCTS
Senior Health
Solutions
√ Medicare Supplement
√ Home Health Care
√ Dental and Vision
√ Cancer Indemnity
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√ Home Health Care
√ Dental and Vision
√ Cancer Indemnity
Individual and Family
Health Insurance
√ Comprehensive
√ Catastrophic
√ Accident
√ Dental and Vision
√ Hospitalization
√ Preventative
√ Gap Protection
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√ Catastrophic
√ Accident
√ Dental and Vision
√ Hospitalization
√ Preventative
√ Gap Protection
Self-employed and Small Business
Insurance
√ Comprehensive
√ Catastrophic
√ Accident
√ Dental and Vision
√ Hospitalization
√ Gap Protection
Learn More
√ Catastrophic
√ Accident
√ Dental and Vision
√ Hospitalization
√ Gap Protection
FIND OUT MORE
Accidents are never planned, make sure you have the coverage. Lower deductibles mean your insurance is working right away.
Statistics show we’re more likely than ever to receive a diagnosis. Be protected with a lump-sum benefit to help offset the costs.
Coverage for the things we can’t plan for in life. From cancer to a heart attack to other serious conditions, options are available with different deductibles.
Allow us to find a plan that covers all of your needs. From routine visits to coverage for life’s most unexpected events, we can find a solution.
From routine cleanings and eye exams to more complex dental procedures, having a plan can lower your out-of-pocket costs.
Do you have insurance but are worried you can’t afford the deductible? Low-cost solutions that pay at no deductible to help with the deductible.
Would you rather spend time at home recovering or time in a nursing home? Home health care allows you to receive the care you need in the comfort of your home.
Concerned about the cost of a stay in the hospital? Plans pay at no deductible to help cover those unforeseen circumstances.
Helps cover the gaps left by Medicare. Solutions available at different price points to ensure you have the coverage you need.
The best medicine is preventative. Find solutions to make sure your annual check-ups continue to happen, and you’re not left wondering about your health.
GET IN TOUCH
FAQ
Click the question for the answer.
From COBRA to the Marketplace to private insurance plans, options are available. There are plans available through the ACA (Obamacare) that have restrictive enrollment periods. There are also private health insurance plans that allow you to enroll throughout the year. COBRA could be your best option as well. Contact us today to go over options as every situation is different.
Medicare does not have to be as complicated as people make it. We can sit down and explain exactly what Medicare does and then look at how a Medicare Supplement can benefit you. We will walk you through the entire process. We will help you sign up for Medicare. We will look at multiple options for your Medicare Supplement and we will help find the prescription drug coverage that will work best for you based on where you live, what pharmacy you go to, and the prescriptions you take. In the end we will ensure that you have everything in place when you go on to Medicare.
We can help your child find an individual health insurance plan at an affordable rate. Going through the ACA (Obamacare) might be the best option for your child. If it is, we can help them enroll in a plan that works best for them. The ACA is not always the best option. We have access to private plans that do not have network restrictions and can be more affordable. We will look at all legitimate options to ensure that your child has the protection they need.
Yes, we work with people all the time by building low-cost, no deductible solutions to help if that situation were to arise. Health insurance options seem limited, but we have the resources to find solutions for you.
This comes up a lot. We work with a lot of teachers who have found the rates for the group insurance at the school to be too expensive. In some cases, the spouse who is employed can get the insurance at a reasonable rate, but adding the other spouse and the children increases the premium to a level that is unaffordable. We also have several families we insure where the teacher will stay on the group plan and the spouse and children will go with a private plan to save money.
And we have families who choose to come off the group coverage and buy a private insurance policy that better fits their needs and their budget.
ABOUT US
Patrick Hough, leader of Westgate Insurance Group, born and raised in Eureka, KS, a small farming and ranching community in south central Kansas. He enjoys meeting with farmers, ranchers, independent contractors, and small business owners to discuss their current health insurance challenges. You’ll generally find Patrick comfortably seated at a kitchen table or small café, or standing at a pickup, listening to stories and helping folks find solutions to their health insurance needs. He is plainspoken and likes to keep insurance simple and clear. (He is willing to do remote meetings when in-person meetings aren’t preferred.)
The Eureka, KS, native graduated from the University of Oklahoma and has been helping people in rural areas protect their families and businesses since 2003. Patrick is licensed to provide a wide variety of health insurance products in Kansas, Nebraska, Colorado and Oklahoma.
When he isn’t serving his customers, you will find Patrick enjoying time with his wife and four children on the farm where his wife grew up. There are ATV adventures, plenty of kids’ sporting events to attend, and boating on the lake to fill his life with family, friends, and fun.
Reviews
Very knowledgeable about subject matter and direct and to the point about my options. Felt very good about my choice of insurance that I will have going forward. Great meeting , I would recommend Westgate to anyone seeking health insurance.
Bryan Marshall 
Patrick was extremely helpful in getting me set up with health insurance. He was informative, friendly, and very professional. The process was simple and easy to follow!
Jordan Minto
Been doing business with Patrick for years. He's knowledgeable and always willing to answer my questions and give advice that turns out to benefit me.
Very courteous.
Bill Pennington
After several informative meetings with my agent Mr. Hough, I made the decision to purchase the accidental Insurance on myself and my three children. My son had a football injury that required surgery, and then two years later, he had another football injury that required surgery. The accidental policy worked as it should and reimbursed me for my primary insurance out of pocket expenses. On both occasions Mr Hough was very helpful. I received payment in a timely fashion and have been extremely satisfied with my policy and customer service. By having this policy it substantially reduced the financial burden on my family.
Tyson Rucker
When I retired, I needed health insurance for myself and my husband. After contacting Patrick he set up an appointment to come to our home in Hutchinson to discuss our options.
After I qualified for Medicare, he assisted me with my Medicare application and provided information for supplemental coverage. He also assisted with my husband's Medicare application when he turned 65. We both appreciate Patrick's professional appearance, his no-pressure mannerisms and easy to understand explanation of coverage. I would highly recommend Patrick when considering health insurance options.
Carl & Jean Sidebottom
Patrick has helped us with our insurance for several years. He did such a great job getting us set up with our Medicare. I would recommend him to anyone!
Sid and Maryann Strohl
When I turned 26 I was taken off my parents group insurance. Patrick came out and looked at all my options and helped me get signed up for a plan that worked well for me. He's easy to deal with and always gets back to me when I call him with a question.
Thomas Lowe
Patrick came out. He helped update my prescription drug coverage. He helped me work on a dental claim and a claim to help pay for my new glasses. He went over an inexpensive home healthcare plan that I decided to purchase. He is well informed and pleasant to deal with.
Fern Neumiller
We just started receiving medical insurance from Westgate and so far we are happy with our choice. Our insurance agent, Patrick Hough, has been very helpful and answered all of our questions thus far. When we retired we had no idea what to do or where to go, as far as insurance plans go. We feel very satisfied with the service Patrick is providing us.
Lori Hurst
Patrick was responsive, thorough and had great communication!
Shelby Jessup
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Contact
- patrickhough0@gmail.com
- 316-259-6822
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117 S Main
El Dorado, KS 67042